Thursday, November 17, 2016

Using Credit Card Safely Online



Using Credit Card Safely
Credits have grown in popularity in the recent past necessitating card security. You will be surprised that protection tips are just commonsense guidelines. The following simple steps are effective guide to protect your hard earned cash from thieves on prowl.

Remember to sign the signature panel at the back of the card as soon as it is issued. Memorize the pin code and shred the printed code or keep it away in confidence. Maintain account number confidential. Smart thieves can break into your account using your number only. Don’t share any financial information in the phone or email conversation even to staff of your bank.

Program your computer with firewall to thwart unauthorized access and phishing information to and from your computer. Update operating and software systems to enhance security. Install anti-virus software to detect malware.  In addition employ fraud protection software from reputable sources to safeguard your account information.

Whenever shopping make sure you shop in established businesses that can be contacted for complaints. Also ensure the business has secured HTTPS address. Read terms of use, refund policies and shipping costs before purchase. Keep electronic receipts, business documents and emails as evidence.

If opening online payment services, select passwords that use a mixture lower and upper cases, numbers and or symbols for improved security. Use different passwords for your accounts. Check account often. Subscribe to email or mobile notifications for significant transaction amount. Swiftly report loses of card and fraud instantly to issuer or police for action.

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